LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,091
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,152
−HK$1,077/mo
Today · 4.125%
HK$36,229
baseline
▲ 0.50% · 4.625%
HK$38,434
+HK$2,205/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$72,458/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,926
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,943
−HK$1,032/mo
Today · 4.125%
HK$39,975
baseline
▲ 0.50% · 4.625%
HK$42,082
+HK$2,107/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$79,950/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,910
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$42,182
−HK$1,293/mo
Today · 4.125%
HK$43,475
baseline
▲ 0.50% · 4.625%
HK$46,120
+HK$2,645/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$86,950/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,512
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$46,732
−HK$1,238/mo
Today · 4.125%
HK$47,970
baseline
▲ 0.50% · 4.625%
HK$50,499
+HK$2,529/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$95,940/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,728
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$49,212
−HK$1,509/mo
Today · 4.125%
HK$50,721
baseline
▲ 0.50% · 4.625%
HK$53,807
+HK$3,086/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$101,442/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,097
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,521
−HK$1,444/mo
Today · 4.125%
HK$55,965
baseline
▲ 0.50% · 4.625%
HK$58,915
+HK$2,950/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$111,930/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,364
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$63,273
−HK$1,940/mo
Today · 4.125%
HK$65,213
baseline
▲ 0.50% · 4.625%
HK$69,181
+HK$3,968/mo
Deposit HK$1.50M · loan HK$13.46M · min. income ≈ HK$130,426/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,267
−HK$3,689/mo
▼ 0.25% · 3.875%
HK$70,098
−HK$1,858/mo
Today · 4.125%
HK$71,956
baseline
▲ 0.50% · 4.625%
HK$75,748
+HK$3,792/mo
Deposit HK$1.50M · loan HK$13.46M · min. income ≈ HK$143,912/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,650 · Scale 2, in force from 26 Feb 2026)