LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,092
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,152
−HK$1,078/mo
Today · 4.125%
HK$36,230
baseline
▲ 0.50% · 4.625%
HK$38,434
+HK$2,204/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$72,460/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,927
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,944
−HK$1,032/mo
Today · 4.125%
HK$39,976
baseline
▲ 0.50% · 4.625%
HK$42,083
+HK$2,107/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$79,952/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,910
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$42,183
−HK$1,292/mo
Today · 4.125%
HK$43,475
baseline
▲ 0.50% · 4.625%
HK$46,121
+HK$2,646/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$86,950/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,512
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,733
−HK$1,238/mo
Today · 4.125%
HK$47,971
baseline
▲ 0.50% · 4.625%
HK$50,500
+HK$2,529/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$95,942/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,728
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$49,213
−HK$1,508/mo
Today · 4.125%
HK$50,721
baseline
▲ 0.50% · 4.625%
HK$53,808
+HK$3,087/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$101,442/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,097
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$54,521
−HK$1,445/mo
Today · 4.125%
HK$55,966
baseline
▲ 0.50% · 4.625%
HK$58,916
+HK$2,950/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$111,932/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,365
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$63,274
−HK$1,939/mo
Today · 4.125%
HK$65,213
baseline
▲ 0.50% · 4.625%
HK$69,181
+HK$3,968/mo
Deposit HK$1.50M · loan HK$13.46M · min. income ≈ HK$130,426/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,268
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$70,099
−HK$1,857/mo
Today · 4.125%
HK$71,956
baseline
▲ 0.50% · 4.625%
HK$75,749
+HK$3,793/mo
Deposit HK$1.50M · loan HK$13.46M · min. income ≈ HK$143,912/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,656 · Scale 2, in force from 26 Feb 2026)