LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,095
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,155
−HK$1,078/mo
Today · 4.125%
HK$36,233
baseline
▲ 0.50% · 4.625%
HK$38,437
+HK$2,204/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$72,466/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,930
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,947
−HK$1,032/mo
Today · 4.125%
HK$39,979
baseline
▲ 0.50% · 4.625%
HK$42,087
+HK$2,108/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$79,958/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,914
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$42,186
−HK$1,293/mo
Today · 4.125%
HK$43,479
baseline
▲ 0.50% · 4.625%
HK$46,125
+HK$2,646/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$86,958/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,516
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,737
−HK$1,238/mo
Today · 4.125%
HK$47,975
baseline
▲ 0.50% · 4.625%
HK$50,504
+HK$2,529/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$95,950/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,733
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$49,217
−HK$1,509/mo
Today · 4.125%
HK$50,726
baseline
▲ 0.50% · 4.625%
HK$53,812
+HK$3,086/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$101,452/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,102
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$54,526
−HK$1,445/mo
Today · 4.125%
HK$55,971
baseline
▲ 0.50% · 4.625%
HK$58,921
+HK$2,950/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$111,942/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,370
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$63,279
−HK$1,940/mo
Today · 4.125%
HK$65,219
baseline
▲ 0.50% · 4.625%
HK$69,187
+HK$3,968/mo
Deposit HK$1.50M · loan HK$13.46M · min. income ≈ HK$130,438/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,274
−HK$3,689/mo
▼ 0.25% · 3.875%
HK$70,105
−HK$1,858/mo
Today · 4.125%
HK$71,963
baseline
▲ 0.50% · 4.625%
HK$75,756
+HK$3,793/mo
Deposit HK$1.50M · loan HK$13.46M · min. income ≈ HK$143,926/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,705 · Scale 2, in force from 26 Feb 2026)