LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,095
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,156
−HK$1,077/mo
Today · 4.125%
HK$36,233
baseline
▲ 0.50% · 4.625%
HK$38,438
+HK$2,205/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$72,466/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,930
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,948
−HK$1,032/mo
Today · 4.125%
HK$39,980
baseline
▲ 0.50% · 4.625%
HK$42,087
+HK$2,107/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$79,960/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,914
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,187
−HK$1,293/mo
Today · 4.125%
HK$43,480
baseline
▲ 0.50% · 4.625%
HK$46,125
+HK$2,645/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$86,960/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,516
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,737
−HK$1,239/mo
Today · 4.125%
HK$47,976
baseline
▲ 0.50% · 4.625%
HK$50,504
+HK$2,528/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$95,952/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,733
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$49,218
−HK$1,508/mo
Today · 4.125%
HK$50,726
baseline
▲ 0.50% · 4.625%
HK$53,813
+HK$3,087/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$101,452/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,103
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$54,527
−HK$1,445/mo
Today · 4.125%
HK$55,972
baseline
▲ 0.50% · 4.625%
HK$58,922
+HK$2,950/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$111,944/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,371
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$63,280
−HK$1,940/mo
Today · 4.125%
HK$65,220
baseline
▲ 0.50% · 4.625%
HK$69,188
+HK$3,968/mo
Deposit HK$1.50M · loan HK$13.46M · min. income ≈ HK$130,440/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,275
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$70,106
−HK$1,857/mo
Today · 4.125%
HK$71,963
baseline
▲ 0.50% · 4.625%
HK$75,757
+HK$3,794/mo
Deposit HK$1.50M · loan HK$13.46M · min. income ≈ HK$143,926/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,711 · Scale 2, in force from 26 Feb 2026)