LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,096
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,156
−HK$1,078/mo
Today · 4.125%
HK$36,234
baseline
▲ 0.50% · 4.625%
HK$38,439
+HK$2,205/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$72,468/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,931
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,948
−HK$1,032/mo
Today · 4.125%
HK$39,980
baseline
▲ 0.50% · 4.625%
HK$42,088
+HK$2,108/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$79,960/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,915
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,188
−HK$1,293/mo
Today · 4.125%
HK$43,481
baseline
▲ 0.50% · 4.625%
HK$46,126
+HK$2,645/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$86,962/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,517
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,738
−HK$1,239/mo
Today · 4.125%
HK$47,977
baseline
▲ 0.50% · 4.625%
HK$50,506
+HK$2,529/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$95,954/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,734
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$49,219
−HK$1,508/mo
Today · 4.125%
HK$50,727
baseline
▲ 0.50% · 4.625%
HK$53,814
+HK$3,087/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$101,454/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,104
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$54,528
−HK$1,445/mo
Today · 4.125%
HK$55,973
baseline
▲ 0.50% · 4.625%
HK$58,923
+HK$2,950/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$111,946/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,372
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$63,281
−HK$1,940/mo
Today · 4.125%
HK$65,221
baseline
▲ 0.50% · 4.625%
HK$69,189
+HK$3,968/mo
Deposit HK$1.50M · loan HK$13.46M · min. income ≈ HK$130,442/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,276
−HK$3,689/mo
▼ 0.25% · 3.875%
HK$70,107
−HK$1,858/mo
Today · 4.125%
HK$71,965
baseline
▲ 0.50% · 4.625%
HK$75,758
+HK$3,793/mo
Deposit HK$1.50M · loan HK$13.46M · min. income ≈ HK$143,930/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,723 · Scale 2, in force from 26 Feb 2026)