LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,096
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,157
−HK$1,077/mo
Today · 4.125%
HK$36,234
baseline
▲ 0.50% · 4.625%
HK$38,439
+HK$2,205/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$72,468/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,931
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,949
−HK$1,032/mo
Today · 4.125%
HK$39,981
baseline
▲ 0.50% · 4.625%
HK$42,088
+HK$2,107/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$79,962/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,915
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,188
−HK$1,293/mo
Today · 4.125%
HK$43,481
baseline
▲ 0.50% · 4.625%
HK$46,127
+HK$2,646/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$86,962/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,518
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,739
−HK$1,238/mo
Today · 4.125%
HK$47,977
baseline
▲ 0.50% · 4.625%
HK$50,506
+HK$2,529/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$95,954/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,734
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$49,219
−HK$1,509/mo
Today · 4.125%
HK$50,728
baseline
▲ 0.50% · 4.625%
HK$53,814
+HK$3,086/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$101,456/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,104
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$54,528
−HK$1,445/mo
Today · 4.125%
HK$55,973
baseline
▲ 0.50% · 4.625%
HK$58,924
+HK$2,951/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$111,946/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,373
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$63,282
−HK$1,939/mo
Today · 4.125%
HK$65,221
baseline
▲ 0.50% · 4.625%
HK$69,190
+HK$3,969/mo
Deposit HK$1.50M · loan HK$13.46M · min. income ≈ HK$130,442/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,277
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$70,108
−HK$1,857/mo
Today · 4.125%
HK$71,965
baseline
▲ 0.50% · 4.625%
HK$75,759
+HK$3,794/mo
Deposit HK$1.50M · loan HK$13.46M · min. income ≈ HK$143,930/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,727 · Scale 2, in force from 26 Feb 2026)