LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,097
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,157
−HK$1,078/mo
Today · 4.125%
HK$36,235
baseline
▲ 0.50% · 4.625%
HK$38,439
+HK$2,204/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$72,470/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,932
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,949
−HK$1,032/mo
Today · 4.125%
HK$39,981
baseline
▲ 0.50% · 4.625%
HK$42,089
+HK$2,108/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$79,962/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,916
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,189
−HK$1,293/mo
Today · 4.125%
HK$43,482
baseline
▲ 0.50% · 4.625%
HK$46,127
+HK$2,645/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$86,964/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,518
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,739
−HK$1,239/mo
Today · 4.125%
HK$47,978
baseline
▲ 0.50% · 4.625%
HK$50,507
+HK$2,529/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$95,956/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,735
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$49,220
−HK$1,509/mo
Today · 4.125%
HK$50,729
baseline
▲ 0.50% · 4.625%
HK$53,815
+HK$3,086/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$101,458/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,105
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$54,529
−HK$1,445/mo
Today · 4.125%
HK$55,974
baseline
▲ 0.50% · 4.625%
HK$58,924
+HK$2,950/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$111,948/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,374
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$63,283
−HK$1,939/mo
Today · 4.125%
HK$65,222
baseline
▲ 0.50% · 4.625%
HK$69,191
+HK$3,969/mo
Deposit HK$1.50M · loan HK$13.46M · min. income ≈ HK$130,444/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,278
−HK$3,689/mo
▼ 0.25% · 3.875%
HK$70,109
−HK$1,858/mo
Today · 4.125%
HK$71,967
baseline
▲ 0.50% · 4.625%
HK$75,760
+HK$3,793/mo
Deposit HK$1.50M · loan HK$13.46M · min. income ≈ HK$143,934/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,736 · Scale 2, in force from 26 Feb 2026)