LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,097
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,158
−HK$1,077/mo
Today · 4.125%
HK$36,235
baseline
▲ 0.50% · 4.625%
HK$38,440
+HK$2,205/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$72,470/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,933
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,950
−HK$1,032/mo
Today · 4.125%
HK$39,982
baseline
▲ 0.50% · 4.625%
HK$42,089
+HK$2,107/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$79,964/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,916
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,189
−HK$1,293/mo
Today · 4.125%
HK$43,482
baseline
▲ 0.50% · 4.625%
HK$46,128
+HK$2,646/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$86,964/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,519
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,740
−HK$1,238/mo
Today · 4.125%
HK$47,978
baseline
▲ 0.50% · 4.625%
HK$50,507
+HK$2,529/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$95,956/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,736
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$49,221
−HK$1,508/mo
Today · 4.125%
HK$50,729
baseline
▲ 0.50% · 4.625%
HK$53,816
+HK$3,087/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$101,458/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,106
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$54,530
−HK$1,445/mo
Today · 4.125%
HK$55,975
baseline
▲ 0.50% · 4.625%
HK$58,925
+HK$2,950/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$111,950/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,375
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$63,284
−HK$1,939/mo
Today · 4.125%
HK$65,223
baseline
▲ 0.50% · 4.625%
HK$69,192
+HK$3,969/mo
Deposit HK$1.50M · loan HK$13.46M · min. income ≈ HK$130,446/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,279
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$70,110
−HK$1,857/mo
Today · 4.125%
HK$71,967
baseline
▲ 0.50% · 4.625%
HK$75,761
+HK$3,794/mo
Deposit HK$1.50M · loan HK$13.46M · min. income ≈ HK$143,934/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,743 · Scale 2, in force from 26 Feb 2026)