LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,099
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,160
−HK$1,078/mo
Today · 4.125%
HK$36,238
baseline
▲ 0.50% · 4.625%
HK$38,443
+HK$2,205/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$72,476/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,935
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,953
−HK$1,032/mo
Today · 4.125%
HK$39,985
baseline
▲ 0.50% · 4.625%
HK$42,092
+HK$2,107/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$79,970/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,919
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,192
−HK$1,293/mo
Today · 4.125%
HK$43,485
baseline
▲ 0.50% · 4.625%
HK$46,131
+HK$2,646/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$86,970/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,522
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,743
−HK$1,239/mo
Today · 4.125%
HK$47,982
baseline
▲ 0.50% · 4.625%
HK$50,511
+HK$2,529/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$95,964/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,739
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$49,224
−HK$1,509/mo
Today · 4.125%
HK$50,733
baseline
▲ 0.50% · 4.625%
HK$53,820
+HK$3,087/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$101,466/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,109
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$54,534
−HK$1,445/mo
Today · 4.125%
HK$55,979
baseline
▲ 0.50% · 4.625%
HK$58,929
+HK$2,950/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$111,958/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,379
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$63,288
−HK$1,940/mo
Today · 4.125%
HK$65,228
baseline
▲ 0.50% · 4.625%
HK$69,197
+HK$3,969/mo
Deposit HK$1.50M · loan HK$13.46M · min. income ≈ HK$130,456/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,283
−HK$3,690/mo
▼ 0.25% · 3.875%
HK$70,115
−HK$1,858/mo
Today · 4.125%
HK$71,973
baseline
▲ 0.50% · 4.625%
HK$75,766
+HK$3,793/mo
Deposit HK$1.50M · loan HK$13.46M · min. income ≈ HK$143,946/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,782 · Scale 2, in force from 26 Feb 2026)