LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,101
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,162
−HK$1,077/mo
Today · 4.125%
HK$36,239
baseline
▲ 0.50% · 4.625%
HK$38,444
+HK$2,205/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$72,478/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,937
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,954
−HK$1,033/mo
Today · 4.125%
HK$39,987
baseline
▲ 0.50% · 4.625%
HK$42,094
+HK$2,107/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$79,974/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,921
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,194
−HK$1,293/mo
Today · 4.125%
HK$43,487
baseline
▲ 0.50% · 4.625%
HK$46,133
+HK$2,646/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$86,974/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,524
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,745
−HK$1,239/mo
Today · 4.125%
HK$47,984
baseline
▲ 0.50% · 4.625%
HK$50,513
+HK$2,529/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$95,968/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,741
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$49,226
−HK$1,509/mo
Today · 4.125%
HK$50,735
baseline
▲ 0.50% · 4.625%
HK$53,822
+HK$3,087/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$101,470/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,112
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$54,536
−HK$1,445/mo
Today · 4.125%
HK$55,981
baseline
▲ 0.50% · 4.625%
HK$58,932
+HK$2,951/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$111,962/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,382
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$63,291
−HK$1,940/mo
Today · 4.125%
HK$65,231
baseline
▲ 0.50% · 4.625%
HK$69,200
+HK$3,969/mo
Deposit HK$1.50M · loan HK$13.46M · min. income ≈ HK$130,462/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,287
−HK$3,689/mo
▼ 0.25% · 3.875%
HK$70,118
−HK$1,858/mo
Today · 4.125%
HK$71,976
baseline
▲ 0.50% · 4.625%
HK$75,770
+HK$3,794/mo
Deposit HK$1.50M · loan HK$13.46M · min. income ≈ HK$143,952/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,809 · Scale 2, in force from 26 Feb 2026)