LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,102
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,163
−HK$1,077/mo
Today · 4.125%
HK$36,240
baseline
▲ 0.50% · 4.625%
HK$38,446
+HK$2,206/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$72,480/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,938
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,955
−HK$1,033/mo
Today · 4.125%
HK$39,988
baseline
▲ 0.50% · 4.625%
HK$42,095
+HK$2,107/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$79,976/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,922
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,195
−HK$1,293/mo
Today · 4.125%
HK$43,488
baseline
▲ 0.50% · 4.625%
HK$46,135
+HK$2,647/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$86,976/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,526
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,747
−HK$1,238/mo
Today · 4.125%
HK$47,985
baseline
▲ 0.50% · 4.625%
HK$50,515
+HK$2,530/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$95,970/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,743
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$49,228
−HK$1,509/mo
Today · 4.125%
HK$50,737
baseline
▲ 0.50% · 4.625%
HK$53,824
+HK$3,087/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$101,474/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,113
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$54,538
−HK$1,445/mo
Today · 4.125%
HK$55,983
baseline
▲ 0.50% · 4.625%
HK$58,934
+HK$2,951/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$111,966/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,383
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$63,293
−HK$1,940/mo
Today · 4.125%
HK$65,233
baseline
▲ 0.50% · 4.625%
HK$69,202
+HK$3,969/mo
Deposit HK$1.50M · loan HK$13.46M · min. income ≈ HK$130,466/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,288
−HK$3,690/mo
▼ 0.25% · 3.875%
HK$70,120
−HK$1,858/mo
Today · 4.125%
HK$71,978
baseline
▲ 0.50% · 4.625%
HK$75,772
+HK$3,794/mo
Deposit HK$1.50M · loan HK$13.46M · min. income ≈ HK$143,956/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,824 · Scale 2, in force from 26 Feb 2026)