LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,103
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,164
−HK$1,077/mo
Today · 4.125%
HK$36,241
baseline
▲ 0.50% · 4.625%
HK$38,447
+HK$2,206/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$72,482/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,939
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,957
−HK$1,032/mo
Today · 4.125%
HK$39,989
baseline
▲ 0.50% · 4.625%
HK$42,097
+HK$2,108/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$79,978/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,923
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$42,196
−HK$1,294/mo
Today · 4.125%
HK$43,490
baseline
▲ 0.50% · 4.625%
HK$46,136
+HK$2,646/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$86,980/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,527
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,748
−HK$1,238/mo
Today · 4.125%
HK$47,986
baseline
▲ 0.50% · 4.625%
HK$50,516
+HK$2,530/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$95,972/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,744
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$49,229
−HK$1,509/mo
Today · 4.125%
HK$50,738
baseline
▲ 0.50% · 4.625%
HK$53,825
+HK$3,087/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$101,476/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,115
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$54,539
−HK$1,445/mo
Today · 4.125%
HK$55,984
baseline
▲ 0.50% · 4.625%
HK$58,935
+HK$2,951/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$111,968/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,385
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$63,294
−HK$1,940/mo
Today · 4.125%
HK$65,234
baseline
▲ 0.50% · 4.625%
HK$69,204
+HK$3,970/mo
Deposit HK$1.50M · loan HK$13.46M · min. income ≈ HK$130,468/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,290
−HK$3,690/mo
▼ 0.25% · 3.875%
HK$70,122
−HK$1,858/mo
Today · 4.125%
HK$71,980
baseline
▲ 0.50% · 4.625%
HK$75,774
+HK$3,794/mo
Deposit HK$1.50M · loan HK$13.46M · min. income ≈ HK$143,960/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,839 · Scale 2, in force from 26 Feb 2026)