LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,106
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,167
−HK$1,078/mo
Today · 4.125%
HK$36,245
baseline
▲ 0.50% · 4.625%
HK$38,451
+HK$2,206/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$72,490/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,943
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,961
−HK$1,032/mo
Today · 4.125%
HK$39,993
baseline
▲ 0.50% · 4.625%
HK$42,101
+HK$2,108/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$79,986/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,928
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,201
−HK$1,293/mo
Today · 4.125%
HK$43,494
baseline
▲ 0.50% · 4.625%
HK$46,141
+HK$2,647/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$86,988/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,532
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,753
−HK$1,238/mo
Today · 4.125%
HK$47,991
baseline
▲ 0.50% · 4.625%
HK$50,521
+HK$2,530/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$95,982/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,749
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$49,234
−HK$1,509/mo
Today · 4.125%
HK$50,743
baseline
▲ 0.50% · 4.625%
HK$53,831
+HK$3,088/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$101,486/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,120
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$54,545
−HK$1,445/mo
Today · 4.125%
HK$55,990
baseline
▲ 0.50% · 4.625%
HK$58,941
+HK$2,951/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$111,980/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,391
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$63,301
−HK$1,940/mo
Today · 4.125%
HK$65,241
baseline
▲ 0.50% · 4.625%
HK$69,211
+HK$3,970/mo
Deposit HK$1.50M · loan HK$13.46M · min. income ≈ HK$130,482/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,297
−HK$3,690/mo
▼ 0.25% · 3.875%
HK$70,129
−HK$1,858/mo
Today · 4.125%
HK$71,987
baseline
▲ 0.50% · 4.625%
HK$75,782
+HK$3,795/mo
Deposit HK$1.50M · loan HK$13.46M · min. income ≈ HK$143,974/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,897 · Scale 2, in force from 26 Feb 2026)