LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,107
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,168
−HK$1,078/mo
Today · 4.125%
HK$36,246
baseline
▲ 0.50% · 4.625%
HK$38,452
+HK$2,206/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$72,492/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,944
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,962
−HK$1,032/mo
Today · 4.125%
HK$39,994
baseline
▲ 0.50% · 4.625%
HK$42,102
+HK$2,108/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$79,988/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,929
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$42,202
−HK$1,294/mo
Today · 4.125%
HK$43,496
baseline
▲ 0.50% · 4.625%
HK$46,142
+HK$2,646/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$86,992/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,533
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,754
−HK$1,239/mo
Today · 4.125%
HK$47,993
baseline
▲ 0.50% · 4.625%
HK$50,523
+HK$2,530/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$95,986/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,750
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$49,236
−HK$1,509/mo
Today · 4.125%
HK$50,745
baseline
▲ 0.50% · 4.625%
HK$53,833
+HK$3,088/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$101,490/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,122
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$54,547
−HK$1,445/mo
Today · 4.125%
HK$55,992
baseline
▲ 0.50% · 4.625%
HK$58,943
+HK$2,951/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$111,984/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,393
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$63,303
−HK$1,940/mo
Today · 4.125%
HK$65,243
baseline
▲ 0.50% · 4.625%
HK$69,213
+HK$3,970/mo
Deposit HK$1.50M · loan HK$13.46M · min. income ≈ HK$130,486/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,300
−HK$3,690/mo
▼ 0.25% · 3.875%
HK$70,131
−HK$1,859/mo
Today · 4.125%
HK$71,990
baseline
▲ 0.50% · 4.625%
HK$75,784
+HK$3,794/mo
Deposit HK$1.50M · loan HK$13.46M · min. income ≈ HK$143,980/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,916 · Scale 2, in force from 26 Feb 2026)