LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,109
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,170
−HK$1,078/mo
Today · 4.125%
HK$36,248
baseline
▲ 0.50% · 4.625%
HK$38,454
+HK$2,206/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$72,496/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,946
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,964
−HK$1,032/mo
Today · 4.125%
HK$39,996
baseline
▲ 0.50% · 4.625%
HK$42,105
+HK$2,109/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$79,992/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,931
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$42,204
−HK$1,294/mo
Today · 4.125%
HK$43,498
baseline
▲ 0.50% · 4.625%
HK$46,145
+HK$2,647/mo
Deposit HK$5.98M · loan HK$8.98M · min. income ≈ HK$86,996/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,536
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,757
−HK$1,239/mo
Today · 4.125%
HK$47,996
baseline
▲ 0.50% · 4.625%
HK$50,526
+HK$2,530/mo
Deposit HK$5.98M · loan HK$8.98M · min. income ≈ HK$95,992/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,753
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$49,238
−HK$1,510/mo
Today · 4.125%
HK$50,748
baseline
▲ 0.50% · 4.625%
HK$53,836
+HK$3,088/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$101,496/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,125
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$54,550
−HK$1,445/mo
Today · 4.125%
HK$55,995
baseline
▲ 0.50% · 4.625%
HK$58,947
+HK$2,952/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$111,990/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,397
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$63,307
−HK$1,940/mo
Today · 4.125%
HK$65,247
baseline
▲ 0.50% · 4.625%
HK$69,217
+HK$3,970/mo
Deposit HK$1.50M · loan HK$13.46M · min. income ≈ HK$130,494/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,303
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$70,135
−HK$1,859/mo
Today · 4.125%
HK$71,994
baseline
▲ 0.50% · 4.625%
HK$75,788
+HK$3,794/mo
Deposit HK$1.50M · loan HK$13.46M · min. income ≈ HK$143,988/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,946 · Scale 2, in force from 26 Feb 2026)