LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,110
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,171
−HK$1,078/mo
Today · 4.125%
HK$36,249
baseline
▲ 0.50% · 4.625%
HK$38,454
+HK$2,205/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$72,498/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,947
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,964
−HK$1,033/mo
Today · 4.125%
HK$39,997
baseline
▲ 0.50% · 4.625%
HK$42,105
+HK$2,108/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$79,994/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,932
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,205
−HK$1,293/mo
Today · 4.125%
HK$43,498
baseline
▲ 0.50% · 4.625%
HK$46,145
+HK$2,647/mo
Deposit HK$5.98M · loan HK$8.98M · min. income ≈ HK$86,996/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,536
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,757
−HK$1,239/mo
Today · 4.125%
HK$47,996
baseline
▲ 0.50% · 4.625%
HK$50,526
+HK$2,530/mo
Deposit HK$5.98M · loan HK$8.98M · min. income ≈ HK$95,992/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,754
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$49,239
−HK$1,509/mo
Today · 4.125%
HK$50,748
baseline
▲ 0.50% · 4.625%
HK$53,836
+HK$3,088/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$101,496/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,125
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$54,550
−HK$1,446/mo
Today · 4.125%
HK$55,996
baseline
▲ 0.50% · 4.625%
HK$58,947
+HK$2,951/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$111,992/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,397
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$63,307
−HK$1,941/mo
Today · 4.125%
HK$65,248
baseline
▲ 0.50% · 4.625%
HK$69,218
+HK$3,970/mo
Deposit HK$1.50M · loan HK$13.46M · min. income ≈ HK$130,496/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,304
−HK$3,690/mo
▼ 0.25% · 3.875%
HK$70,136
−HK$1,858/mo
Today · 4.125%
HK$71,994
baseline
▲ 0.50% · 4.625%
HK$75,789
+HK$3,795/mo
Deposit HK$1.50M · loan HK$13.46M · min. income ≈ HK$143,988/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,952 · Scale 2, in force from 26 Feb 2026)