LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,112
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,173
−HK$1,078/mo
Today · 4.125%
HK$36,251
baseline
▲ 0.50% · 4.625%
HK$38,457
+HK$2,206/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$72,502/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,949
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,967
−HK$1,032/mo
Today · 4.125%
HK$39,999
baseline
▲ 0.50% · 4.625%
HK$42,108
+HK$2,109/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$79,998/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,934
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$42,207
−HK$1,294/mo
Today · 4.125%
HK$43,501
baseline
▲ 0.50% · 4.625%
HK$46,148
+HK$2,647/mo
Deposit HK$5.98M · loan HK$8.98M · min. income ≈ HK$87,002/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,539
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,760
−HK$1,239/mo
Today · 4.125%
HK$47,999
baseline
▲ 0.50% · 4.625%
HK$50,529
+HK$2,530/mo
Deposit HK$5.98M · loan HK$8.98M · min. income ≈ HK$95,998/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,756
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$49,242
−HK$1,509/mo
Today · 4.125%
HK$50,751
baseline
▲ 0.50% · 4.625%
HK$53,839
+HK$3,088/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$101,502/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,129
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$54,553
−HK$1,446/mo
Today · 4.125%
HK$55,999
baseline
▲ 0.50% · 4.625%
HK$58,951
+HK$2,952/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$111,998/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,401
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$63,311
−HK$1,941/mo
Today · 4.125%
HK$65,252
baseline
▲ 0.50% · 4.625%
HK$69,222
+HK$3,970/mo
Deposit HK$1.50M · loan HK$13.46M · min. income ≈ HK$130,504/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,308
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$70,140
−HK$1,859/mo
Today · 4.125%
HK$71,999
baseline
▲ 0.50% · 4.625%
HK$75,794
+HK$3,795/mo
Deposit HK$1.50M · loan HK$13.46M · min. income ≈ HK$143,998/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,986 · Scale 2, in force from 26 Feb 2026)