LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,114
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,175
−HK$1,078/mo
Today · 4.125%
HK$36,253
baseline
▲ 0.50% · 4.625%
HK$38,459
+HK$2,206/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$72,506/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$561,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,951
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$38,969
−HK$1,033/mo
Today · 4.125%
HK$40,002
baseline
▲ 0.50% · 4.625%
HK$42,110
+HK$2,108/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$80,004/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$561,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,936
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$42,210
−HK$1,294/mo
Today · 4.125%
HK$43,504
baseline
▲ 0.50% · 4.625%
HK$46,151
+HK$2,647/mo
Deposit HK$5.98M · loan HK$8.98M · min. income ≈ HK$87,008/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,541
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$46,763
−HK$1,239/mo
Today · 4.125%
HK$48,002
baseline
▲ 0.50% · 4.625%
HK$50,532
+HK$2,530/mo
Deposit HK$5.98M · loan HK$8.98M · min. income ≈ HK$96,004/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,759
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$49,245
−HK$1,509/mo
Today · 4.125%
HK$50,754
baseline
▲ 0.50% · 4.625%
HK$53,842
+HK$3,088/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$101,508/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,132
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$54,557
−HK$1,445/mo
Today · 4.125%
HK$56,002
baseline
▲ 0.50% · 4.625%
HK$58,954
+HK$2,952/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$112,004/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,405
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$63,315
−HK$1,940/mo
Today · 4.125%
HK$65,255
baseline
▲ 0.50% · 4.625%
HK$69,226
+HK$3,971/mo
Deposit HK$1.50M · loan HK$13.46M · min. income ≈ HK$130,510/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,312
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$70,144
−HK$1,859/mo
Today · 4.125%
HK$72,003
baseline
▲ 0.50% · 4.625%
HK$75,798
+HK$3,795/mo
Deposit HK$1.50M · loan HK$13.46M · min. income ≈ HK$144,006/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,019 · Scale 2, in force from 26 Feb 2026)