LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,116
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,177
−HK$1,078/mo
Today · 4.125%
HK$36,255
baseline
▲ 0.50% · 4.625%
HK$38,462
+HK$2,207/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$72,510/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$561,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,954
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,972
−HK$1,032/mo
Today · 4.125%
HK$40,004
baseline
▲ 0.50% · 4.625%
HK$42,113
+HK$2,109/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$80,008/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$561,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,939
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$42,213
−HK$1,294/mo
Today · 4.125%
HK$43,507
baseline
▲ 0.50% · 4.625%
HK$46,154
+HK$2,647/mo
Deposit HK$5.98M · loan HK$8.98M · min. income ≈ HK$87,014/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,545
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,766
−HK$1,239/mo
Today · 4.125%
HK$48,005
baseline
▲ 0.50% · 4.625%
HK$50,536
+HK$2,531/mo
Deposit HK$5.98M · loan HK$8.98M · min. income ≈ HK$96,010/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,763
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$49,248
−HK$1,510/mo
Today · 4.125%
HK$50,758
baseline
▲ 0.50% · 4.625%
HK$53,846
+HK$3,088/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$101,516/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,135
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$54,560
−HK$1,446/mo
Today · 4.125%
HK$56,006
baseline
▲ 0.50% · 4.625%
HK$58,958
+HK$2,952/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$112,012/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,409
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$63,319
−HK$1,941/mo
Today · 4.125%
HK$65,260
baseline
▲ 0.50% · 4.625%
HK$69,231
+HK$3,971/mo
Deposit HK$1.50M · loan HK$13.47M · min. income ≈ HK$130,520/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,317
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$70,149
−HK$1,859/mo
Today · 4.125%
HK$72,008
baseline
▲ 0.50% · 4.625%
HK$75,803
+HK$3,795/mo
Deposit HK$1.50M · loan HK$13.47M · min. income ≈ HK$144,016/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,057 · Scale 2, in force from 26 Feb 2026)