LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,117
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$35,179
−HK$1,078/mo
Today · 4.125%
HK$36,257
baseline
▲ 0.50% · 4.625%
HK$38,463
+HK$2,206/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$72,514/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$561,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,955
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$38,973
−HK$1,033/mo
Today · 4.125%
HK$40,006
baseline
▲ 0.50% · 4.625%
HK$42,115
+HK$2,109/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$80,012/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$561,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,941
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$42,214
−HK$1,294/mo
Today · 4.125%
HK$43,508
baseline
▲ 0.50% · 4.625%
HK$46,155
+HK$2,647/mo
Deposit HK$5.98M · loan HK$8.98M · min. income ≈ HK$87,016/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,546
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$46,768
−HK$1,239/mo
Today · 4.125%
HK$48,007
baseline
▲ 0.50% · 4.625%
HK$50,537
+HK$2,530/mo
Deposit HK$5.98M · loan HK$8.98M · min. income ≈ HK$96,014/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,764
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$49,250
−HK$1,509/mo
Today · 4.125%
HK$50,759
baseline
▲ 0.50% · 4.625%
HK$53,848
+HK$3,089/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$101,518/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,137
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$54,562
−HK$1,446/mo
Today · 4.125%
HK$56,008
baseline
▲ 0.50% · 4.625%
HK$58,960
+HK$2,952/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$112,016/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,411
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$63,321
−HK$1,941/mo
Today · 4.125%
HK$65,262
baseline
▲ 0.50% · 4.625%
HK$69,233
+HK$3,971/mo
Deposit HK$1.50M · loan HK$13.47M · min. income ≈ HK$130,524/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,319
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$70,152
−HK$1,858/mo
Today · 4.125%
HK$72,010
baseline
▲ 0.50% · 4.625%
HK$75,806
+HK$3,796/mo
Deposit HK$1.50M · loan HK$13.47M · min. income ≈ HK$144,020/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,077 · Scale 2, in force from 26 Feb 2026)