LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,118
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$35,179
−HK$1,079/mo
Today · 4.125%
HK$36,258
baseline
▲ 0.50% · 4.625%
HK$38,464
+HK$2,206/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$72,516/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$561,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,956
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$38,974
−HK$1,033/mo
Today · 4.125%
HK$40,007
baseline
▲ 0.50% · 4.625%
HK$42,115
+HK$2,108/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$80,014/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$561,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,942
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$42,215
−HK$1,294/mo
Today · 4.125%
HK$43,509
baseline
▲ 0.50% · 4.625%
HK$46,156
+HK$2,647/mo
Deposit HK$5.98M · loan HK$8.98M · min. income ≈ HK$87,018/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,547
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$46,769
−HK$1,239/mo
Today · 4.125%
HK$48,008
baseline
▲ 0.50% · 4.625%
HK$50,539
+HK$2,531/mo
Deposit HK$5.98M · loan HK$8.98M · min. income ≈ HK$96,016/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,765
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$49,251
−HK$1,510/mo
Today · 4.125%
HK$50,761
baseline
▲ 0.50% · 4.625%
HK$53,849
+HK$3,088/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$101,522/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,138
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$54,564
−HK$1,445/mo
Today · 4.125%
HK$56,009
baseline
▲ 0.50% · 4.625%
HK$58,962
+HK$2,953/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$112,018/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,412
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$63,323
−HK$1,941/mo
Today · 4.125%
HK$65,264
baseline
▲ 0.50% · 4.625%
HK$69,235
+HK$3,971/mo
Deposit HK$1.50M · loan HK$13.47M · min. income ≈ HK$130,528/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,321
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$70,153
−HK$1,859/mo
Today · 4.125%
HK$72,012
baseline
▲ 0.50% · 4.625%
HK$75,808
+HK$3,796/mo
Deposit HK$1.50M · loan HK$13.47M · min. income ≈ HK$144,024/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,090 · Scale 2, in force from 26 Feb 2026)