LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,118
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$35,180
−HK$1,078/mo
Today · 4.125%
HK$36,258
baseline
▲ 0.50% · 4.625%
HK$38,464
+HK$2,206/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$72,516/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$561,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,956
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$38,974
−HK$1,033/mo
Today · 4.125%
HK$40,007
baseline
▲ 0.50% · 4.625%
HK$42,116
+HK$2,109/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$80,014/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$561,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,942
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$42,216
−HK$1,293/mo
Today · 4.125%
HK$43,509
baseline
▲ 0.50% · 4.625%
HK$46,157
+HK$2,648/mo
Deposit HK$5.99M · loan HK$8.98M · min. income ≈ HK$87,018/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,548
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,769
−HK$1,239/mo
Today · 4.125%
HK$48,008
baseline
▲ 0.50% · 4.625%
HK$50,539
+HK$2,531/mo
Deposit HK$5.99M · loan HK$8.98M · min. income ≈ HK$96,016/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,766
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$49,252
−HK$1,509/mo
Today · 4.125%
HK$50,761
baseline
▲ 0.50% · 4.625%
HK$53,850
+HK$3,089/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$101,522/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,139
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$54,564
−HK$1,446/mo
Today · 4.125%
HK$56,010
baseline
▲ 0.50% · 4.625%
HK$58,962
+HK$2,952/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$112,020/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,413
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$63,323
−HK$1,941/mo
Today · 4.125%
HK$65,264
baseline
▲ 0.50% · 4.625%
HK$69,235
+HK$3,971/mo
Deposit HK$1.50M · loan HK$13.47M · min. income ≈ HK$130,528/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,321
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$70,154
−HK$1,859/mo
Today · 4.125%
HK$72,013
baseline
▲ 0.50% · 4.625%
HK$75,809
+HK$3,796/mo
Deposit HK$1.50M · loan HK$13.47M · min. income ≈ HK$144,026/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,095 · Scale 2, in force from 26 Feb 2026)