LTV · monthly repayment
▼ 0.50% · 3.625%
HK$341,192
−HK$21,396/mo
▼ 0.25% · 3.875%
HK$351,805
−HK$10,783/mo
Today · 4.125%
HK$362,588
baseline
▲ 0.50% · 4.625%
HK$384,650
+HK$22,062/mo
Deposit HK$74.81M · loan HK$74.81M · min. income ≈ HK$725,176/mo (50% DSR)
Upfront cash ≈ HK$84.54M (deposit + AVD stamp duty HK$9,725,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$379,573
−HK$20,507/mo
▼ 0.25% · 3.875%
HK$389,752
−HK$10,328/mo
Today · 4.125%
HK$400,080
baseline
▲ 0.50% · 4.625%
HK$421,168
+HK$21,088/mo
Deposit HK$74.81M · loan HK$74.81M · min. income ≈ HK$800,160/mo (50% DSR)
Upfront cash ≈ HK$84.54M (deposit + AVD stamp duty HK$9,725,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$409,430
−HK$25,675/mo
▼ 0.25% · 3.875%
HK$422,166
−HK$12,939/mo
Today · 4.125%
HK$435,105
baseline
▲ 0.50% · 4.625%
HK$461,580
+HK$26,475/mo
Deposit HK$59.85M · loan HK$89.78M · min. income ≈ HK$870,210/mo (50% DSR)
Upfront cash ≈ HK$69.58M (deposit + AVD stamp duty HK$9,725,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$455,487
−HK$24,609/mo
▼ 0.25% · 3.875%
HK$467,703
−HK$12,393/mo
Today · 4.125%
HK$480,096
baseline
▲ 0.50% · 4.625%
HK$505,402
+HK$25,306/mo
Deposit HK$59.85M · loan HK$89.78M · min. income ≈ HK$960,192/mo (50% DSR)
Upfront cash ≈ HK$69.58M (deposit + AVD stamp duty HK$9,725,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$477,669
−HK$29,954/mo
▼ 0.25% · 3.875%
HK$492,527
−HK$15,096/mo
Today · 4.125%
HK$507,623
baseline
▲ 0.50% · 4.625%
HK$538,510
+HK$30,887/mo
Deposit HK$44.89M · loan HK$104.74M · min. income ≈ HK$1,015,246/mo (50% DSR)
Upfront cash ≈ HK$54.61M (deposit + AVD stamp duty HK$9,725,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$531,402
−HK$28,710/mo
▼ 0.25% · 3.875%
HK$545,653
−HK$14,459/mo
Today · 4.125%
HK$560,112
baseline
▲ 0.50% · 4.625%
HK$589,636
+HK$29,524/mo
Deposit HK$44.89M · loan HK$104.74M · min. income ≈ HK$1,120,224/mo (50% DSR)
Upfront cash ≈ HK$54.61M (deposit + AVD stamp duty HK$9,725,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$614,145
−HK$38,513/mo
▼ 0.25% · 3.875%
HK$633,249
−HK$19,409/mo
Today · 4.125%
HK$652,658
baseline
▲ 0.50% · 4.625%
HK$692,370
+HK$39,712/mo
Deposit HK$14.96M · loan HK$134.67M · min. income ≈ HK$1,305,316/mo (50% DSR)
Upfront cash ≈ HK$24.69M (deposit + AVD stamp duty HK$9,725,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$683,231
−HK$36,912/mo
▼ 0.25% · 3.875%
HK$701,554
−HK$18,589/mo
Today · 4.125%
HK$720,143
baseline
▲ 0.50% · 4.625%
HK$758,103
+HK$37,960/mo
Deposit HK$14.96M · loan HK$134.67M · min. income ≈ HK$1,440,286/mo (50% DSR)
Upfront cash ≈ HK$24.69M (deposit + AVD stamp duty HK$9,725,868 · Scale 2, in force from 26 Feb 2026)