LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,120
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$35,181
−HK$1,079/mo
Today · 4.125%
HK$36,260
baseline
▲ 0.50% · 4.625%
HK$38,466
+HK$2,206/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$72,520/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$561,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,958
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$38,976
−HK$1,033/mo
Today · 4.125%
HK$40,009
baseline
▲ 0.50% · 4.625%
HK$42,118
+HK$2,109/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$80,018/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$561,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,944
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$42,218
−HK$1,294/mo
Today · 4.125%
HK$43,512
baseline
▲ 0.50% · 4.625%
HK$46,159
+HK$2,647/mo
Deposit HK$5.99M · loan HK$8.98M · min. income ≈ HK$87,024/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,550
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$46,771
−HK$1,240/mo
Today · 4.125%
HK$48,011
baseline
▲ 0.50% · 4.625%
HK$50,541
+HK$2,530/mo
Deposit HK$5.99M · loan HK$8.98M · min. income ≈ HK$96,022/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,768
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$49,254
−HK$1,509/mo
Today · 4.125%
HK$50,763
baseline
▲ 0.50% · 4.625%
HK$53,852
+HK$3,089/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$101,526/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,141
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$54,567
−HK$1,445/mo
Today · 4.125%
HK$56,012
baseline
▲ 0.50% · 4.625%
HK$58,965
+HK$2,953/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$112,024/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,416
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$63,326
−HK$1,941/mo
Today · 4.125%
HK$65,267
baseline
▲ 0.50% · 4.625%
HK$69,239
+HK$3,972/mo
Deposit HK$1.50M · loan HK$13.47M · min. income ≈ HK$130,534/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,325
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$70,157
−HK$1,859/mo
Today · 4.125%
HK$72,016
baseline
▲ 0.50% · 4.625%
HK$75,812
+HK$3,796/mo
Deposit HK$1.50M · loan HK$13.47M · min. income ≈ HK$144,032/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,122 · Scale 2, in force from 26 Feb 2026)