LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,121
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$35,182
−HK$1,079/mo
Today · 4.125%
HK$36,261
baseline
▲ 0.50% · 4.625%
HK$38,467
+HK$2,206/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$72,522/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$561,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,959
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$38,977
−HK$1,033/mo
Today · 4.125%
HK$40,010
baseline
▲ 0.50% · 4.625%
HK$42,119
+HK$2,109/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$80,020/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$561,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,945
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$42,219
−HK$1,294/mo
Today · 4.125%
HK$43,513
baseline
▲ 0.50% · 4.625%
HK$46,161
+HK$2,648/mo
Deposit HK$5.99M · loan HK$8.98M · min. income ≈ HK$87,026/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,551
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$46,773
−HK$1,239/mo
Today · 4.125%
HK$48,012
baseline
▲ 0.50% · 4.625%
HK$50,543
+HK$2,531/mo
Deposit HK$5.99M · loan HK$8.98M · min. income ≈ HK$96,024/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,769
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$49,255
−HK$1,510/mo
Today · 4.125%
HK$50,765
baseline
▲ 0.50% · 4.625%
HK$53,854
+HK$3,089/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$101,530/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,143
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$54,568
−HK$1,446/mo
Today · 4.125%
HK$56,014
baseline
▲ 0.50% · 4.625%
HK$58,967
+HK$2,953/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$112,028/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,418
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$63,328
−HK$1,941/mo
Today · 4.125%
HK$65,269
baseline
▲ 0.50% · 4.625%
HK$69,241
+HK$3,972/mo
Deposit HK$1.50M · loan HK$13.47M · min. income ≈ HK$130,538/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,327
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$70,159
−HK$1,859/mo
Today · 4.125%
HK$72,018
baseline
▲ 0.50% · 4.625%
HK$75,814
+HK$3,796/mo
Deposit HK$1.50M · loan HK$13.47M · min. income ≈ HK$144,036/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,139 · Scale 2, in force from 26 Feb 2026)