LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,123
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,184
−HK$1,078/mo
Today · 4.125%
HK$36,262
baseline
▲ 0.50% · 4.625%
HK$38,469
+HK$2,207/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$72,524/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$561,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,961
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$38,979
−HK$1,033/mo
Today · 4.125%
HK$40,012
baseline
▲ 0.50% · 4.625%
HK$42,121
+HK$2,109/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$80,024/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$561,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,947
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$42,221
−HK$1,294/mo
Today · 4.125%
HK$43,515
baseline
▲ 0.50% · 4.625%
HK$46,163
+HK$2,648/mo
Deposit HK$5.99M · loan HK$8.98M · min. income ≈ HK$87,030/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,553
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$46,775
−HK$1,239/mo
Today · 4.125%
HK$48,014
baseline
▲ 0.50% · 4.625%
HK$50,545
+HK$2,531/mo
Deposit HK$5.99M · loan HK$8.98M · min. income ≈ HK$96,028/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,772
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$49,257
−HK$1,510/mo
Today · 4.125%
HK$50,767
baseline
▲ 0.50% · 4.625%
HK$53,856
+HK$3,089/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$101,534/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,145
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$54,571
−HK$1,446/mo
Today · 4.125%
HK$56,017
baseline
▲ 0.50% · 4.625%
HK$58,969
+HK$2,952/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$112,034/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,421
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$63,331
−HK$1,941/mo
Today · 4.125%
HK$65,272
baseline
▲ 0.50% · 4.625%
HK$69,244
+HK$3,972/mo
Deposit HK$1.50M · loan HK$13.47M · min. income ≈ HK$130,544/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,330
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$70,162
−HK$1,859/mo
Today · 4.125%
HK$72,021
baseline
▲ 0.50% · 4.625%
HK$75,818
+HK$3,797/mo
Deposit HK$1.50M · loan HK$13.47M · min. income ≈ HK$144,042/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,163 · Scale 2, in force from 26 Feb 2026)