LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,125
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$35,187
−HK$1,078/mo
Today · 4.125%
HK$36,265
baseline
▲ 0.50% · 4.625%
HK$38,472
+HK$2,207/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$72,530/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$561,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,964
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$38,982
−HK$1,033/mo
Today · 4.125%
HK$40,015
baseline
▲ 0.50% · 4.625%
HK$42,124
+HK$2,109/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$80,030/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$561,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,950
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$42,224
−HK$1,294/mo
Today · 4.125%
HK$43,518
baseline
▲ 0.50% · 4.625%
HK$46,166
+HK$2,648/mo
Deposit HK$5.99M · loan HK$8.98M · min. income ≈ HK$87,036/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,557
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$46,779
−HK$1,239/mo
Today · 4.125%
HK$48,018
baseline
▲ 0.50% · 4.625%
HK$50,549
+HK$2,531/mo
Deposit HK$5.99M · loan HK$8.98M · min. income ≈ HK$96,036/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,776
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$49,262
−HK$1,509/mo
Today · 4.125%
HK$50,771
baseline
▲ 0.50% · 4.625%
HK$53,861
+HK$3,090/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$101,542/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,150
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$54,575
−HK$1,446/mo
Today · 4.125%
HK$56,021
baseline
▲ 0.50% · 4.625%
HK$58,974
+HK$2,953/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$112,042/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,426
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$63,336
−HK$1,942/mo
Today · 4.125%
HK$65,278
baseline
▲ 0.50% · 4.625%
HK$69,250
+HK$3,972/mo
Deposit HK$1.50M · loan HK$13.47M · min. income ≈ HK$130,556/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,335
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$70,168
−HK$1,859/mo
Today · 4.125%
HK$72,027
baseline
▲ 0.50% · 4.625%
HK$75,824
+HK$3,797/mo
Deposit HK$1.50M · loan HK$13.47M · min. income ≈ HK$144,054/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,210 · Scale 2, in force from 26 Feb 2026)