LTV · monthly repayment
▼ 0.50% · 3.625%
HK$341,283
−HK$21,402/mo
▼ 0.25% · 3.875%
HK$351,899
−HK$10,786/mo
Today · 4.125%
HK$362,685
baseline
▲ 0.50% · 4.625%
HK$384,753
+HK$22,068/mo
Deposit HK$74.83M · loan HK$74.83M · min. income ≈ HK$725,370/mo (50% DSR)
Upfront cash ≈ HK$84.56M (deposit + AVD stamp duty HK$9,728,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$379,674
−HK$20,513/mo
▼ 0.25% · 3.875%
HK$389,857
−HK$10,330/mo
Today · 4.125%
HK$400,187
baseline
▲ 0.50% · 4.625%
HK$421,281
+HK$21,094/mo
Deposit HK$74.83M · loan HK$74.83M · min. income ≈ HK$800,374/mo (50% DSR)
Upfront cash ≈ HK$84.56M (deposit + AVD stamp duty HK$9,728,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$409,540
−HK$25,682/mo
▼ 0.25% · 3.875%
HK$422,279
−HK$12,943/mo
Today · 4.125%
HK$435,222
baseline
▲ 0.50% · 4.625%
HK$461,704
+HK$26,482/mo
Deposit HK$59.87M · loan HK$89.80M · min. income ≈ HK$870,444/mo (50% DSR)
Upfront cash ≈ HK$69.60M (deposit + AVD stamp duty HK$9,728,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$455,609
−HK$24,615/mo
▼ 0.25% · 3.875%
HK$467,828
−HK$12,396/mo
Today · 4.125%
HK$480,224
baseline
▲ 0.50% · 4.625%
HK$505,538
+HK$25,314/mo
Deposit HK$59.87M · loan HK$89.80M · min. income ≈ HK$960,448/mo (50% DSR)
Upfront cash ≈ HK$69.60M (deposit + AVD stamp duty HK$9,728,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$477,797
−HK$29,962/mo
▼ 0.25% · 3.875%
HK$492,659
−HK$15,100/mo
Today · 4.125%
HK$507,759
baseline
▲ 0.50% · 4.625%
HK$538,655
+HK$30,896/mo
Deposit HK$44.90M · loan HK$104.77M · min. income ≈ HK$1,015,518/mo (50% DSR)
Upfront cash ≈ HK$54.63M (deposit + AVD stamp duty HK$9,728,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$531,544
−HK$28,718/mo
▼ 0.25% · 3.875%
HK$545,800
−HK$14,462/mo
Today · 4.125%
HK$560,262
baseline
▲ 0.50% · 4.625%
HK$589,794
+HK$29,532/mo
Deposit HK$44.90M · loan HK$104.77M · min. income ≈ HK$1,120,524/mo (50% DSR)
Upfront cash ≈ HK$54.63M (deposit + AVD stamp duty HK$9,728,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$614,310
−HK$38,523/mo
▼ 0.25% · 3.875%
HK$633,419
−HK$19,414/mo
Today · 4.125%
HK$652,833
baseline
▲ 0.50% · 4.625%
HK$692,556
+HK$39,723/mo
Deposit HK$14.97M · loan HK$134.70M · min. income ≈ HK$1,305,666/mo (50% DSR)
Upfront cash ≈ HK$24.70M (deposit + AVD stamp duty HK$9,728,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$683,414
−HK$36,923/mo
▼ 0.25% · 3.875%
HK$701,743
−HK$18,594/mo
Today · 4.125%
HK$720,337
baseline
▲ 0.50% · 4.625%
HK$758,307
+HK$37,970/mo
Deposit HK$14.97M · loan HK$134.70M · min. income ≈ HK$1,440,674/mo (50% DSR)
Upfront cash ≈ HK$24.70M (deposit + AVD stamp duty HK$9,728,477 · Scale 2, in force from 26 Feb 2026)