LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,130
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$35,191
−HK$1,079/mo
Today · 4.125%
HK$36,270
baseline
▲ 0.50% · 4.625%
HK$38,477
+HK$2,207/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$72,540/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,969
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$38,987
−HK$1,033/mo
Today · 4.125%
HK$40,020
baseline
▲ 0.50% · 4.625%
HK$42,130
+HK$2,110/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$80,040/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,956
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$42,230
−HK$1,294/mo
Today · 4.125%
HK$43,524
baseline
▲ 0.50% · 4.625%
HK$46,172
+HK$2,648/mo
Deposit HK$5.99M · loan HK$8.98M · min. income ≈ HK$87,048/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,563
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$46,785
−HK$1,239/mo
Today · 4.125%
HK$48,024
baseline
▲ 0.50% · 4.625%
HK$50,556
+HK$2,532/mo
Deposit HK$5.99M · loan HK$8.98M · min. income ≈ HK$96,048/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,781
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$49,268
−HK$1,510/mo
Today · 4.125%
HK$50,778
baseline
▲ 0.50% · 4.625%
HK$53,868
+HK$3,090/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$101,556/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,156
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$54,582
−HK$1,446/mo
Today · 4.125%
HK$56,028
baseline
▲ 0.50% · 4.625%
HK$58,982
+HK$2,954/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$112,056/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,433
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$63,344
−HK$1,942/mo
Today · 4.125%
HK$65,286
baseline
▲ 0.50% · 4.625%
HK$69,258
+HK$3,972/mo
Deposit HK$1.50M · loan HK$13.47M · min. income ≈ HK$130,572/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,344
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$70,177
−HK$1,859/mo
Today · 4.125%
HK$72,036
baseline
▲ 0.50% · 4.625%
HK$75,834
+HK$3,798/mo
Deposit HK$1.50M · loan HK$13.47M · min. income ≈ HK$144,072/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,280 · Scale 2, in force from 26 Feb 2026)