LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,131
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$35,193
−HK$1,078/mo
Today · 4.125%
HK$36,271
baseline
▲ 0.50% · 4.625%
HK$38,478
+HK$2,207/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$72,542/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,970
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$38,989
−HK$1,033/mo
Today · 4.125%
HK$40,022
baseline
▲ 0.50% · 4.625%
HK$42,131
+HK$2,109/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$80,044/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,957
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$42,231
−HK$1,294/mo
Today · 4.125%
HK$43,525
baseline
▲ 0.50% · 4.625%
HK$46,174
+HK$2,649/mo
Deposit HK$5.99M · loan HK$8.98M · min. income ≈ HK$87,050/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,564
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,786
−HK$1,240/mo
Today · 4.125%
HK$48,026
baseline
▲ 0.50% · 4.625%
HK$50,557
+HK$2,531/mo
Deposit HK$5.99M · loan HK$8.98M · min. income ≈ HK$96,052/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,783
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$49,270
−HK$1,510/mo
Today · 4.125%
HK$50,780
baseline
▲ 0.50% · 4.625%
HK$53,869
+HK$3,089/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$101,560/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,158
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$54,584
−HK$1,446/mo
Today · 4.125%
HK$56,030
baseline
▲ 0.50% · 4.625%
HK$58,984
+HK$2,954/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$112,060/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,436
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$63,347
−HK$1,941/mo
Today · 4.125%
HK$65,288
baseline
▲ 0.50% · 4.625%
HK$69,261
+HK$3,973/mo
Deposit HK$1.50M · loan HK$13.47M · min. income ≈ HK$130,576/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,346
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$70,179
−HK$1,860/mo
Today · 4.125%
HK$72,039
baseline
▲ 0.50% · 4.625%
HK$75,836
+HK$3,797/mo
Deposit HK$1.50M · loan HK$13.47M · min. income ≈ HK$144,078/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,300 · Scale 2, in force from 26 Feb 2026)