LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,134
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,196
−HK$1,079/mo
Today · 4.125%
HK$36,275
baseline
▲ 0.50% · 4.625%
HK$38,482
+HK$2,207/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$72,550/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,974
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$38,993
−HK$1,033/mo
Today · 4.125%
HK$40,026
baseline
▲ 0.50% · 4.625%
HK$42,136
+HK$2,110/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$80,052/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,961
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$42,235
−HK$1,295/mo
Today · 4.125%
HK$43,530
baseline
▲ 0.50% · 4.625%
HK$46,179
+HK$2,649/mo
Deposit HK$5.99M · loan HK$8.98M · min. income ≈ HK$87,060/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,569
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,791
−HK$1,240/mo
Today · 4.125%
HK$48,031
baseline
▲ 0.50% · 4.625%
HK$50,563
+HK$2,532/mo
Deposit HK$5.99M · loan HK$8.98M · min. income ≈ HK$96,062/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,788
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$49,275
−HK$1,510/mo
Today · 4.125%
HK$50,785
baseline
▲ 0.50% · 4.625%
HK$53,875
+HK$3,090/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$101,570/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,164
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$54,590
−HK$1,446/mo
Today · 4.125%
HK$56,036
baseline
▲ 0.50% · 4.625%
HK$58,990
+HK$2,954/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$112,072/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,442
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$63,353
−HK$1,942/mo
Today · 4.125%
HK$65,295
baseline
▲ 0.50% · 4.625%
HK$69,268
+HK$3,973/mo
Deposit HK$1.50M · loan HK$13.47M · min. income ≈ HK$130,590/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,353
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$70,187
−HK$1,859/mo
Today · 4.125%
HK$72,046
baseline
▲ 0.50% · 4.625%
HK$75,844
+HK$3,798/mo
Deposit HK$1.50M · loan HK$13.47M · min. income ≈ HK$144,092/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,357 · Scale 2, in force from 26 Feb 2026)