LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,136
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$35,198
−HK$1,078/mo
Today · 4.125%
HK$36,276
baseline
▲ 0.50% · 4.625%
HK$38,484
+HK$2,208/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,552/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,976
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$38,994
−HK$1,034/mo
Today · 4.125%
HK$40,028
baseline
▲ 0.50% · 4.625%
HK$42,137
+HK$2,109/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,056/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,963
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$42,237
−HK$1,295/mo
Today · 4.125%
HK$43,532
baseline
▲ 0.50% · 4.625%
HK$46,181
+HK$2,649/mo
Deposit HK$5.99M · loan HK$8.98M · min. income ≈ HK$87,064/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,571
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,793
−HK$1,240/mo
Today · 4.125%
HK$48,033
baseline
▲ 0.50% · 4.625%
HK$50,565
+HK$2,532/mo
Deposit HK$5.99M · loan HK$8.98M · min. income ≈ HK$96,066/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,790
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$49,277
−HK$1,510/mo
Today · 4.125%
HK$50,787
baseline
▲ 0.50% · 4.625%
HK$53,877
+HK$3,090/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$101,574/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,166
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$54,592
−HK$1,447/mo
Today · 4.125%
HK$56,039
baseline
▲ 0.50% · 4.625%
HK$58,992
+HK$2,953/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$112,078/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,445
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$63,356
−HK$1,942/mo
Today · 4.125%
HK$65,298
baseline
▲ 0.50% · 4.625%
HK$69,271
+HK$3,973/mo
Deposit HK$1.50M · loan HK$13.47M · min. income ≈ HK$130,596/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,356
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$70,190
−HK$1,860/mo
Today · 4.125%
HK$72,050
baseline
▲ 0.50% · 4.625%
HK$75,847
+HK$3,797/mo
Deposit HK$1.50M · loan HK$13.47M · min. income ≈ HK$144,100/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,382 · Scale 2, in force from 26 Feb 2026)