LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,138
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$35,199
−HK$1,079/mo
Today · 4.125%
HK$36,278
baseline
▲ 0.50% · 4.625%
HK$38,486
+HK$2,208/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,556/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,978
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$38,996
−HK$1,033/mo
Today · 4.125%
HK$40,029
baseline
▲ 0.50% · 4.625%
HK$42,140
+HK$2,111/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,058/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,965
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$42,239
−HK$1,295/mo
Today · 4.125%
HK$43,534
baseline
▲ 0.50% · 4.625%
HK$46,183
+HK$2,649/mo
Deposit HK$5.99M · loan HK$8.98M · min. income ≈ HK$87,068/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,573
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,795
−HK$1,240/mo
Today · 4.125%
HK$48,035
baseline
▲ 0.50% · 4.625%
HK$50,567
+HK$2,532/mo
Deposit HK$5.99M · loan HK$8.98M · min. income ≈ HK$96,070/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,793
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$49,279
−HK$1,511/mo
Today · 4.125%
HK$50,790
baseline
▲ 0.50% · 4.625%
HK$53,880
+HK$3,090/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$101,580/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,169
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$54,595
−HK$1,446/mo
Today · 4.125%
HK$56,041
baseline
▲ 0.50% · 4.625%
HK$58,995
+HK$2,954/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$112,082/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,448
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$63,359
−HK$1,942/mo
Today · 4.125%
HK$65,301
baseline
▲ 0.50% · 4.625%
HK$69,274
+HK$3,973/mo
Deposit HK$1.50M · loan HK$13.47M · min. income ≈ HK$130,602/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,360
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$70,193
−HK$1,860/mo
Today · 4.125%
HK$72,053
baseline
▲ 0.50% · 4.625%
HK$75,851
+HK$3,798/mo
Deposit HK$1.50M · loan HK$13.47M · min. income ≈ HK$144,106/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,410 · Scale 2, in force from 26 Feb 2026)