LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,138
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,200
−HK$1,079/mo
Today · 4.125%
HK$36,279
baseline
▲ 0.50% · 4.625%
HK$38,487
+HK$2,208/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,558/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,979
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$38,997
−HK$1,034/mo
Today · 4.125%
HK$40,031
baseline
▲ 0.50% · 4.625%
HK$42,141
+HK$2,110/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,062/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,966
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$42,240
−HK$1,295/mo
Today · 4.125%
HK$43,535
baseline
▲ 0.50% · 4.625%
HK$46,184
+HK$2,649/mo
Deposit HK$5.99M · loan HK$8.98M · min. income ≈ HK$87,070/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,574
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,797
−HK$1,240/mo
Today · 4.125%
HK$48,037
baseline
▲ 0.50% · 4.625%
HK$50,569
+HK$2,532/mo
Deposit HK$5.99M · loan HK$8.98M · min. income ≈ HK$96,074/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,794
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$49,281
−HK$1,510/mo
Today · 4.125%
HK$50,791
baseline
▲ 0.50% · 4.625%
HK$53,881
+HK$3,090/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$101,582/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,170
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$54,596
−HK$1,447/mo
Today · 4.125%
HK$56,043
baseline
▲ 0.50% · 4.625%
HK$58,997
+HK$2,954/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$112,086/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,449
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$63,361
−HK$1,942/mo
Today · 4.125%
HK$65,303
baseline
▲ 0.50% · 4.625%
HK$69,276
+HK$3,973/mo
Deposit HK$1.50M · loan HK$13.47M · min. income ≈ HK$130,606/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,362
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$70,195
−HK$1,860/mo
Today · 4.125%
HK$72,055
baseline
▲ 0.50% · 4.625%
HK$75,853
+HK$3,798/mo
Deposit HK$1.50M · loan HK$13.47M · min. income ≈ HK$144,110/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,425 · Scale 2, in force from 26 Feb 2026)