LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,140
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,202
−HK$1,079/mo
Today · 4.125%
HK$36,281
baseline
▲ 0.50% · 4.625%
HK$38,488
+HK$2,207/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,562/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,980
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$38,999
−HK$1,033/mo
Today · 4.125%
HK$40,032
baseline
▲ 0.50% · 4.625%
HK$42,142
+HK$2,110/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,064/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,968
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$42,242
−HK$1,295/mo
Today · 4.125%
HK$43,537
baseline
▲ 0.50% · 4.625%
HK$46,186
+HK$2,649/mo
Deposit HK$5.99M · loan HK$8.98M · min. income ≈ HK$87,074/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,576
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,799
−HK$1,240/mo
Today · 4.125%
HK$48,039
baseline
▲ 0.50% · 4.625%
HK$50,571
+HK$2,532/mo
Deposit HK$5.99M · loan HK$8.98M · min. income ≈ HK$96,078/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,796
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$49,283
−HK$1,510/mo
Today · 4.125%
HK$50,793
baseline
▲ 0.50% · 4.625%
HK$53,884
+HK$3,091/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$101,586/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,173
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$54,599
−HK$1,446/mo
Today · 4.125%
HK$56,045
baseline
▲ 0.50% · 4.625%
HK$58,999
+HK$2,954/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$112,090/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,452
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$63,363
−HK$1,943/mo
Today · 4.125%
HK$65,306
baseline
▲ 0.50% · 4.625%
HK$69,279
+HK$3,973/mo
Deposit HK$1.50M · loan HK$13.47M · min. income ≈ HK$130,612/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,365
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$70,198
−HK$1,860/mo
Today · 4.125%
HK$72,058
baseline
▲ 0.50% · 4.625%
HK$75,856
+HK$3,798/mo
Deposit HK$1.50M · loan HK$13.47M · min. income ≈ HK$144,116/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,450 · Scale 2, in force from 26 Feb 2026)