LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,141
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,203
−HK$1,079/mo
Today · 4.125%
HK$36,282
baseline
▲ 0.50% · 4.625%
HK$38,490
+HK$2,208/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,564/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,982
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$39,000
−HK$1,034/mo
Today · 4.125%
HK$40,034
baseline
▲ 0.50% · 4.625%
HK$42,144
+HK$2,110/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,068/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,969
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$42,244
−HK$1,294/mo
Today · 4.125%
HK$43,538
baseline
▲ 0.50% · 4.625%
HK$46,188
+HK$2,650/mo
Deposit HK$5.99M · loan HK$8.98M · min. income ≈ HK$87,076/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,578
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,800
−HK$1,240/mo
Today · 4.125%
HK$48,040
baseline
▲ 0.50% · 4.625%
HK$50,573
+HK$2,533/mo
Deposit HK$5.99M · loan HK$8.98M · min. income ≈ HK$96,080/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,798
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$49,284
−HK$1,511/mo
Today · 4.125%
HK$50,795
baseline
▲ 0.50% · 4.625%
HK$53,886
+HK$3,091/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$101,590/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,174
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$54,600
−HK$1,447/mo
Today · 4.125%
HK$56,047
baseline
▲ 0.50% · 4.625%
HK$59,001
+HK$2,954/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$112,094/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,454
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$63,365
−HK$1,943/mo
Today · 4.125%
HK$65,308
baseline
▲ 0.50% · 4.625%
HK$69,281
+HK$3,973/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$130,616/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,367
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$70,200
−HK$1,861/mo
Today · 4.125%
HK$72,061
baseline
▲ 0.50% · 4.625%
HK$75,859
+HK$3,798/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$144,122/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,468 · Scale 2, in force from 26 Feb 2026)