LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,143
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,205
−HK$1,079/mo
Today · 4.125%
HK$36,284
baseline
▲ 0.50% · 4.625%
HK$38,491
+HK$2,207/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,568/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,983
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$39,002
−HK$1,033/mo
Today · 4.125%
HK$40,035
baseline
▲ 0.50% · 4.625%
HK$42,146
+HK$2,111/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,070/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,971
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$42,246
−HK$1,294/mo
Today · 4.125%
HK$43,540
baseline
▲ 0.50% · 4.625%
HK$46,190
+HK$2,650/mo
Deposit HK$5.99M · loan HK$8.98M · min. income ≈ HK$87,080/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,580
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,802
−HK$1,240/mo
Today · 4.125%
HK$48,042
baseline
▲ 0.50% · 4.625%
HK$50,575
+HK$2,533/mo
Deposit HK$5.99M · loan HK$8.98M · min. income ≈ HK$96,084/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,800
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$49,286
−HK$1,511/mo
Today · 4.125%
HK$50,797
baseline
▲ 0.50% · 4.625%
HK$53,888
+HK$3,091/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$101,594/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,177
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$54,603
−HK$1,447/mo
Today · 4.125%
HK$56,050
baseline
▲ 0.50% · 4.625%
HK$59,004
+HK$2,954/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$112,100/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,457
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$63,368
−HK$1,943/mo
Today · 4.125%
HK$65,311
baseline
▲ 0.50% · 4.625%
HK$69,285
+HK$3,974/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$130,622/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,370
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$70,204
−HK$1,860/mo
Today · 4.125%
HK$72,064
baseline
▲ 0.50% · 4.625%
HK$75,862
+HK$3,798/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$144,128/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,493 · Scale 2, in force from 26 Feb 2026)