LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,143
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,205
−HK$1,079/mo
Today · 4.125%
HK$36,284
baseline
▲ 0.50% · 4.625%
HK$38,492
+HK$2,208/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,568/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,984
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$39,003
−HK$1,033/mo
Today · 4.125%
HK$40,036
baseline
▲ 0.50% · 4.625%
HK$42,147
+HK$2,111/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,072/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,972
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$42,246
−HK$1,295/mo
Today · 4.125%
HK$43,541
baseline
▲ 0.50% · 4.625%
HK$46,191
+HK$2,650/mo
Deposit HK$5.99M · loan HK$8.98M · min. income ≈ HK$87,082/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,581
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,803
−HK$1,240/mo
Today · 4.125%
HK$48,043
baseline
▲ 0.50% · 4.625%
HK$50,576
+HK$2,533/mo
Deposit HK$5.99M · loan HK$8.98M · min. income ≈ HK$96,086/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,801
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$49,287
−HK$1,511/mo
Today · 4.125%
HK$50,798
baseline
▲ 0.50% · 4.625%
HK$53,889
+HK$3,091/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$101,596/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,178
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$54,604
−HK$1,447/mo
Today · 4.125%
HK$56,051
baseline
▲ 0.50% · 4.625%
HK$59,005
+HK$2,954/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$112,102/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,458
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$63,370
−HK$1,942/mo
Today · 4.125%
HK$65,312
baseline
▲ 0.50% · 4.625%
HK$69,286
+HK$3,974/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$130,624/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,371
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$70,205
−HK$1,860/mo
Today · 4.125%
HK$72,065
baseline
▲ 0.50% · 4.625%
HK$75,864
+HK$3,799/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$144,130/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,505 · Scale 2, in force from 26 Feb 2026)