LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,144
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,206
−HK$1,079/mo
Today · 4.125%
HK$36,285
baseline
▲ 0.50% · 4.625%
HK$38,493
+HK$2,208/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,570/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,985
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$39,003
−HK$1,034/mo
Today · 4.125%
HK$40,037
baseline
▲ 0.50% · 4.625%
HK$42,147
+HK$2,110/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,074/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,973
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$42,247
−HK$1,295/mo
Today · 4.125%
HK$43,542
baseline
▲ 0.50% · 4.625%
HK$46,191
+HK$2,649/mo
Deposit HK$5.99M · loan HK$8.98M · min. income ≈ HK$87,084/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,582
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,804
−HK$1,240/mo
Today · 4.125%
HK$48,044
baseline
▲ 0.50% · 4.625%
HK$50,577
+HK$2,533/mo
Deposit HK$5.99M · loan HK$8.98M · min. income ≈ HK$96,088/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,801
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$49,288
−HK$1,511/mo
Today · 4.125%
HK$50,799
baseline
▲ 0.50% · 4.625%
HK$53,890
+HK$3,091/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$101,598/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,178
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$54,605
−HK$1,446/mo
Today · 4.125%
HK$56,051
baseline
▲ 0.50% · 4.625%
HK$59,006
+HK$2,955/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$112,102/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,459
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$63,370
−HK$1,943/mo
Today · 4.125%
HK$65,313
baseline
▲ 0.50% · 4.625%
HK$69,287
+HK$3,974/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$130,626/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,372
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$70,206
−HK$1,860/mo
Today · 4.125%
HK$72,066
baseline
▲ 0.50% · 4.625%
HK$75,865
+HK$3,799/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$144,132/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,512 · Scale 2, in force from 26 Feb 2026)