LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,144
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,206
−HK$1,079/mo
Today · 4.125%
HK$36,285
baseline
▲ 0.50% · 4.625%
HK$38,493
+HK$2,208/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,570/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,985
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$39,004
−HK$1,033/mo
Today · 4.125%
HK$40,037
baseline
▲ 0.50% · 4.625%
HK$42,148
+HK$2,111/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,074/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,973
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$42,247
−HK$1,295/mo
Today · 4.125%
HK$43,542
baseline
▲ 0.50% · 4.625%
HK$46,192
+HK$2,650/mo
Deposit HK$5.99M · loan HK$8.98M · min. income ≈ HK$87,084/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,582
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,804
−HK$1,241/mo
Today · 4.125%
HK$48,045
baseline
▲ 0.50% · 4.625%
HK$50,577
+HK$2,532/mo
Deposit HK$5.99M · loan HK$8.98M · min. income ≈ HK$96,090/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,802
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$49,289
−HK$1,510/mo
Today · 4.125%
HK$50,799
baseline
▲ 0.50% · 4.625%
HK$53,890
+HK$3,091/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$101,598/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,179
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$54,605
−HK$1,447/mo
Today · 4.125%
HK$56,052
baseline
▲ 0.50% · 4.625%
HK$59,007
+HK$2,955/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$112,104/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,459
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$63,371
−HK$1,942/mo
Today · 4.125%
HK$65,313
baseline
▲ 0.50% · 4.625%
HK$69,287
+HK$3,974/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$130,626/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,373
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$70,207
−HK$1,860/mo
Today · 4.125%
HK$72,067
baseline
▲ 0.50% · 4.625%
HK$75,866
+HK$3,799/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$144,134/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,517 · Scale 2, in force from 26 Feb 2026)