LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,146
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,208
−HK$1,079/mo
Today · 4.125%
HK$36,287
baseline
▲ 0.50% · 4.625%
HK$38,495
+HK$2,208/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,574/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,987
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$39,006
−HK$1,033/mo
Today · 4.125%
HK$40,039
baseline
▲ 0.50% · 4.625%
HK$42,150
+HK$2,111/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,078/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,975
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$42,249
−HK$1,295/mo
Today · 4.125%
HK$43,544
baseline
▲ 0.50% · 4.625%
HK$46,194
+HK$2,650/mo
Deposit HK$5.99M · loan HK$8.98M · min. income ≈ HK$87,088/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,584
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,807
−HK$1,240/mo
Today · 4.125%
HK$48,047
baseline
▲ 0.50% · 4.625%
HK$50,580
+HK$2,533/mo
Deposit HK$5.99M · loan HK$8.98M · min. income ≈ HK$96,094/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,804
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$49,291
−HK$1,511/mo
Today · 4.125%
HK$50,802
baseline
▲ 0.50% · 4.625%
HK$53,893
+HK$3,091/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$101,604/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,182
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$54,608
−HK$1,447/mo
Today · 4.125%
HK$56,055
baseline
▲ 0.50% · 4.625%
HK$59,009
+HK$2,954/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$112,110/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,462
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$63,374
−HK$1,943/mo
Today · 4.125%
HK$65,317
baseline
▲ 0.50% · 4.625%
HK$69,291
+HK$3,974/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$130,634/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,376
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$70,210
−HK$1,860/mo
Today · 4.125%
HK$72,070
baseline
▲ 0.50% · 4.625%
HK$75,869
+HK$3,799/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$144,140/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,545 · Scale 2, in force from 26 Feb 2026)