LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,146
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,209
−HK$1,079/mo
Today · 4.125%
HK$36,288
baseline
▲ 0.50% · 4.625%
HK$38,496
+HK$2,208/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,576/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,988
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$39,006
−HK$1,034/mo
Today · 4.125%
HK$40,040
baseline
▲ 0.50% · 4.625%
HK$42,150
+HK$2,110/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,080/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,976
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$42,250
−HK$1,295/mo
Today · 4.125%
HK$43,545
baseline
▲ 0.50% · 4.625%
HK$46,195
+HK$2,650/mo
Deposit HK$5.99M · loan HK$8.98M · min. income ≈ HK$87,090/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,585
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,808
−HK$1,240/mo
Today · 4.125%
HK$48,048
baseline
▲ 0.50% · 4.625%
HK$50,580
+HK$2,532/mo
Deposit HK$5.99M · loan HK$8.98M · min. income ≈ HK$96,096/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,805
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$49,292
−HK$1,511/mo
Today · 4.125%
HK$50,803
baseline
▲ 0.50% · 4.625%
HK$53,894
+HK$3,091/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$101,606/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,183
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$54,609
−HK$1,447/mo
Today · 4.125%
HK$56,056
baseline
▲ 0.50% · 4.625%
HK$59,011
+HK$2,955/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$112,112/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,463
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$63,375
−HK$1,943/mo
Today · 4.125%
HK$65,318
baseline
▲ 0.50% · 4.625%
HK$69,292
+HK$3,974/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$130,636/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,378
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$70,211
−HK$1,861/mo
Today · 4.125%
HK$72,072
baseline
▲ 0.50% · 4.625%
HK$75,871
+HK$3,799/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$144,144/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,556 · Scale 2, in force from 26 Feb 2026)