LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,147
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,209
−HK$1,079/mo
Today · 4.125%
HK$36,288
baseline
▲ 0.50% · 4.625%
HK$38,497
+HK$2,209/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,576/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,988
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,007
−HK$1,034/mo
Today · 4.125%
HK$40,041
baseline
▲ 0.50% · 4.625%
HK$42,151
+HK$2,110/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,082/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,977
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$42,251
−HK$1,295/mo
Today · 4.125%
HK$43,546
baseline
▲ 0.50% · 4.625%
HK$46,196
+HK$2,650/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$87,092/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,586
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,809
−HK$1,240/mo
Today · 4.125%
HK$48,049
baseline
▲ 0.50% · 4.625%
HK$50,582
+HK$2,533/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$96,098/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,806
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$49,293
−HK$1,511/mo
Today · 4.125%
HK$50,804
baseline
▲ 0.50% · 4.625%
HK$53,895
+HK$3,091/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$101,608/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,184
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$54,610
−HK$1,447/mo
Today · 4.125%
HK$56,057
baseline
▲ 0.50% · 4.625%
HK$59,012
+HK$2,955/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$112,114/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,465
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$63,377
−HK$1,942/mo
Today · 4.125%
HK$65,319
baseline
▲ 0.50% · 4.625%
HK$69,294
+HK$3,975/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$130,638/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,379
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$70,213
−HK$1,860/mo
Today · 4.125%
HK$72,073
baseline
▲ 0.50% · 4.625%
HK$75,872
+HK$3,799/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$144,146/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,568 · Scale 2, in force from 26 Feb 2026)