LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,149
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,211
−HK$1,079/mo
Today · 4.125%
HK$36,290
baseline
▲ 0.50% · 4.625%
HK$38,498
+HK$2,208/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,580/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,990
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$39,009
−HK$1,033/mo
Today · 4.125%
HK$40,042
baseline
▲ 0.50% · 4.625%
HK$42,153
+HK$2,111/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,084/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,978
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,253
−HK$1,295/mo
Today · 4.125%
HK$43,548
baseline
▲ 0.50% · 4.625%
HK$46,198
+HK$2,650/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$87,096/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,588
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,811
−HK$1,240/mo
Today · 4.125%
HK$48,051
baseline
▲ 0.50% · 4.625%
HK$50,584
+HK$2,533/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$96,102/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,808
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$49,295
−HK$1,511/mo
Today · 4.125%
HK$50,806
baseline
▲ 0.50% · 4.625%
HK$53,897
+HK$3,091/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$101,612/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,186
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$54,612
−HK$1,447/mo
Today · 4.125%
HK$56,059
baseline
▲ 0.50% · 4.625%
HK$59,014
+HK$2,955/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$112,118/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,468
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$63,380
−HK$1,942/mo
Today · 4.125%
HK$65,322
baseline
▲ 0.50% · 4.625%
HK$69,297
+HK$3,975/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$130,644/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,382
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$70,216
−HK$1,860/mo
Today · 4.125%
HK$72,076
baseline
▲ 0.50% · 4.625%
HK$75,876
+HK$3,800/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$144,152/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,592 · Scale 2, in force from 26 Feb 2026)