LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,150
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,212
−HK$1,079/mo
Today · 4.125%
HK$36,291
baseline
▲ 0.50% · 4.625%
HK$38,499
+HK$2,208/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,582/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,991
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,010
−HK$1,034/mo
Today · 4.125%
HK$40,044
baseline
▲ 0.50% · 4.625%
HK$42,155
+HK$2,111/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,088/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,980
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,254
−HK$1,296/mo
Today · 4.125%
HK$43,550
baseline
▲ 0.50% · 4.625%
HK$46,199
+HK$2,649/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$87,100/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,590
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,812
−HK$1,241/mo
Today · 4.125%
HK$48,053
baseline
▲ 0.50% · 4.625%
HK$50,585
+HK$2,532/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$96,106/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,810
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$49,297
−HK$1,511/mo
Today · 4.125%
HK$50,808
baseline
▲ 0.50% · 4.625%
HK$53,899
+HK$3,091/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$101,616/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,188
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$54,614
−HK$1,447/mo
Today · 4.125%
HK$56,061
baseline
▲ 0.50% · 4.625%
HK$59,016
+HK$2,955/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$112,122/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,470
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$63,382
−HK$1,942/mo
Today · 4.125%
HK$65,324
baseline
▲ 0.50% · 4.625%
HK$69,299
+HK$3,975/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$130,648/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,384
−HK$3,695/mo
▼ 0.25% · 3.875%
HK$70,218
−HK$1,861/mo
Today · 4.125%
HK$72,079
baseline
▲ 0.50% · 4.625%
HK$75,878
+HK$3,799/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$144,158/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,611 · Scale 2, in force from 26 Feb 2026)