LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,151
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,213
−HK$1,079/mo
Today · 4.125%
HK$36,292
baseline
▲ 0.50% · 4.625%
HK$38,501
+HK$2,209/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,584/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,993
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$39,011
−HK$1,034/mo
Today · 4.125%
HK$40,045
baseline
▲ 0.50% · 4.625%
HK$42,156
+HK$2,111/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,090/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,981
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,256
−HK$1,295/mo
Today · 4.125%
HK$43,551
baseline
▲ 0.50% · 4.625%
HK$46,201
+HK$2,650/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$87,102/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,591
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,814
−HK$1,240/mo
Today · 4.125%
HK$48,054
baseline
▲ 0.50% · 4.625%
HK$50,587
+HK$2,533/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$96,108/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,811
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$49,298
−HK$1,511/mo
Today · 4.125%
HK$50,809
baseline
▲ 0.50% · 4.625%
HK$53,901
+HK$3,092/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$101,618/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,190
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$54,616
−HK$1,447/mo
Today · 4.125%
HK$56,063
baseline
▲ 0.50% · 4.625%
HK$59,018
+HK$2,955/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$112,126/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,472
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$63,384
−HK$1,942/mo
Today · 4.125%
HK$65,326
baseline
▲ 0.50% · 4.625%
HK$69,301
+HK$3,975/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$130,652/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,387
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$70,221
−HK$1,860/mo
Today · 4.125%
HK$72,081
baseline
▲ 0.50% · 4.625%
HK$75,881
+HK$3,800/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$144,162/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,630 · Scale 2, in force from 26 Feb 2026)