LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,152
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,214
−HK$1,079/mo
Today · 4.125%
HK$36,293
baseline
▲ 0.50% · 4.625%
HK$38,502
+HK$2,209/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,586/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,993
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,012
−HK$1,034/mo
Today · 4.125%
HK$40,046
baseline
▲ 0.50% · 4.625%
HK$42,157
+HK$2,111/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,092/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,982
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,257
−HK$1,295/mo
Today · 4.125%
HK$43,552
baseline
▲ 0.50% · 4.625%
HK$46,202
+HK$2,650/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$87,104/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,592
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,815
−HK$1,240/mo
Today · 4.125%
HK$48,055
baseline
▲ 0.50% · 4.625%
HK$50,588
+HK$2,533/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$96,110/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,812
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$49,300
−HK$1,511/mo
Today · 4.125%
HK$50,811
baseline
▲ 0.50% · 4.625%
HK$53,902
+HK$3,091/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$101,622/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,191
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$54,617
−HK$1,447/mo
Today · 4.125%
HK$56,064
baseline
▲ 0.50% · 4.625%
HK$59,020
+HK$2,956/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$112,128/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,473
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$63,385
−HK$1,943/mo
Today · 4.125%
HK$65,328
baseline
▲ 0.50% · 4.625%
HK$69,303
+HK$3,975/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$130,656/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,388
−HK$3,695/mo
▼ 0.25% · 3.875%
HK$70,222
−HK$1,861/mo
Today · 4.125%
HK$72,083
baseline
▲ 0.50% · 4.625%
HK$75,882
+HK$3,799/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$144,166/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,642 · Scale 2, in force from 26 Feb 2026)