LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,152
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,215
−HK$1,079/mo
Today · 4.125%
HK$36,294
baseline
▲ 0.50% · 4.625%
HK$38,502
+HK$2,208/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,588/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,994
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,013
−HK$1,034/mo
Today · 4.125%
HK$40,047
baseline
▲ 0.50% · 4.625%
HK$42,158
+HK$2,111/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,094/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,983
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,258
−HK$1,295/mo
Today · 4.125%
HK$43,553
baseline
▲ 0.50% · 4.625%
HK$46,203
+HK$2,650/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$87,106/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,593
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,816
−HK$1,240/mo
Today · 4.125%
HK$48,056
baseline
▲ 0.50% · 4.625%
HK$50,589
+HK$2,533/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$96,112/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,813
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$49,300
−HK$1,511/mo
Today · 4.125%
HK$50,811
baseline
▲ 0.50% · 4.625%
HK$53,903
+HK$3,092/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$101,622/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,192
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$54,618
−HK$1,447/mo
Today · 4.125%
HK$56,065
baseline
▲ 0.50% · 4.625%
HK$59,021
+HK$2,956/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$112,130/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,474
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$63,386
−HK$1,943/mo
Today · 4.125%
HK$65,329
baseline
▲ 0.50% · 4.625%
HK$69,304
+HK$3,975/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$130,658/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,389
−HK$3,695/mo
▼ 0.25% · 3.875%
HK$70,223
−HK$1,861/mo
Today · 4.125%
HK$72,084
baseline
▲ 0.50% · 4.625%
HK$75,884
+HK$3,800/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$144,168/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,652 · Scale 2, in force from 26 Feb 2026)