LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,153
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,215
−HK$1,080/mo
Today · 4.125%
HK$36,295
baseline
▲ 0.50% · 4.625%
HK$38,503
+HK$2,208/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,590/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,995
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,014
−HK$1,034/mo
Today · 4.125%
HK$40,048
baseline
▲ 0.50% · 4.625%
HK$42,159
+HK$2,111/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,096/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,984
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,259
−HK$1,295/mo
Today · 4.125%
HK$43,554
baseline
▲ 0.50% · 4.625%
HK$46,204
+HK$2,650/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$87,108/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,594
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,817
−HK$1,240/mo
Today · 4.125%
HK$48,057
baseline
▲ 0.50% · 4.625%
HK$50,590
+HK$2,533/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$96,114/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,814
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$49,302
−HK$1,511/mo
Today · 4.125%
HK$50,813
baseline
▲ 0.50% · 4.625%
HK$53,905
+HK$3,092/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$101,626/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,193
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$54,620
−HK$1,447/mo
Today · 4.125%
HK$56,067
baseline
▲ 0.50% · 4.625%
HK$59,022
+HK$2,955/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$112,134/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$561,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,476
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$63,388
−HK$1,943/mo
Today · 4.125%
HK$65,331
baseline
▲ 0.50% · 4.625%
HK$69,306
+HK$3,975/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$130,662/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,391
−HK$3,695/mo
▼ 0.25% · 3.875%
HK$70,225
−HK$1,861/mo
Today · 4.125%
HK$72,086
baseline
▲ 0.50% · 4.625%
HK$75,886
+HK$3,800/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$144,172/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,666 · Scale 2, in force from 26 Feb 2026)