LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,154
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,216
−HK$1,079/mo
Today · 4.125%
HK$36,295
baseline
▲ 0.50% · 4.625%
HK$38,504
+HK$2,209/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,590/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,995
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,015
−HK$1,033/mo
Today · 4.125%
HK$40,048
baseline
▲ 0.50% · 4.625%
HK$42,159
+HK$2,111/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,096/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,984
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,259
−HK$1,295/mo
Today · 4.125%
HK$43,554
baseline
▲ 0.50% · 4.625%
HK$46,205
+HK$2,651/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$87,108/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,595
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,817
−HK$1,241/mo
Today · 4.125%
HK$48,058
baseline
▲ 0.50% · 4.625%
HK$50,591
+HK$2,533/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$96,116/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,815
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$49,302
−HK$1,511/mo
Today · 4.125%
HK$50,813
baseline
▲ 0.50% · 4.625%
HK$53,905
+HK$3,092/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$101,626/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,194
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$54,620
−HK$1,448/mo
Today · 4.125%
HK$56,068
baseline
▲ 0.50% · 4.625%
HK$59,023
+HK$2,955/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$112,136/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,476
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$63,389
−HK$1,943/mo
Today · 4.125%
HK$65,332
baseline
▲ 0.50% · 4.625%
HK$69,307
+HK$3,975/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$130,664/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,392
−HK$3,695/mo
▼ 0.25% · 3.875%
HK$70,226
−HK$1,861/mo
Today · 4.125%
HK$72,087
baseline
▲ 0.50% · 4.625%
HK$75,887
+HK$3,800/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$144,174/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,673 · Scale 2, in force from 26 Feb 2026)